Emergency Rental Assistance Program Guidance

Guidance for Tenants

The Emergency Rental Assistance Program (ERAP) can provide relief to renters and landlords in situations where tenants owe back rent and have suffered income loss during the COVID-19 pandemic. The federal government provided over $2 billion in rent relief to New York State, and these funds are being allocated through the NYS Office of Temporary and Disability Assistance. 

The NYS Emergency Rental Assistance Program can cover:

  • Up to 12 months of rental arrears payments for rent accrued starting on or after March 13, 2020;

  • Up to three months of additional rent assistance for future rent if the household spends 30% or more of its gross monthly income to pay for rent;

  • Up to 12 months of electric or gas utility arrears payments for arrears that have accrued on or after March 13, 2020

Tenants are eligible to apply for this program if someone in the household qualifies for unemployment or has experienced a reduction in household income, incurred significant costs, or experienced a financial hardship due to COVID-19; demonstrates a risk of experiencing housing instability and has a household income at or below 80 percent of the area median income:


In Westchester, 80% of the Area Median Income is:

In the Bronx, 80% of the Area Median Income is:

1-person household: $63,400

2-person household: $72,450

3-person household: $81,500

4-person household: $90.550

5-person household: $97,800

6-person household: $105,050

1-person household: $66,850

2-person household: $76,400

3-person household: $85,950

4-person household: $95,450

5-person household: $103,100

6-person household: $110,750



Either the landlord or the tenant can begin the application process. Visit https://otda.ny.gov/programs/emergency-rental-assistance/ or call 1-844-NY1-RENT

If you live in the Bronx, you can call BronxWorks (844-380-9169) for assistance. If you live in Westchester, you can find a list of organizations providing assistance here: https://otda.ny.gov/programs/emergency-rental-assistance/help-applying/default.asp?county=Westchester#result 


The City of Yonkers is administering its own emergency rental assistance, Learn more here: https://www.yonkersny.gov/work/department-of-planning-development/development/community-development/emergency-rental-assistance-program

How to Begin an NYS ERAP Application as a Tenant

1 |

Start a new application by visiting https://nysrenthelp.otda.ny.gov/en/ERAPApplication/StartOrResume or calling 1-844-NY1-RENT. Once the application is started, all questions must be answered to submit the application. There currently is no way to save a partially completed application, so you will need to have all necessary documentation ready to apply.

 

 

2 |

Upload the following required documentation to your application entry:

  • Personal identification of primary applicant (photo ID, driver license, non-driver government issued ID, passport, EBT/Benefits Issuance Card, birth certificate or school registration);

  • Social Security Number or ITIN. Individuals do not need to have lawful immigration status to qualify for the program;

  • Proof of rental amount on a signed lease. If no lease is available, proof can instead be shown through a rent receipt, canceled check or money order, or landlord attestation.

  • Proof of residency and occupancy. Signed lease, rent receipt, utility bill, school records, bank statement, or postal mail.

  • Proof of income, either through documents demonstrating monthly income or documents demonstrating annual income. 

  • If you are also applying for utility arrears, you will need a copy of a gas or electric utility bill. 

 

3 |

Once a tenant completes their portion, an email notification will be sent to the landlord indicating that the application has been started and asks that the landlord upload additional documentation. If the landlord does not provide the information after 180 days, OTDA may reallocate the set-aside funds to serve other ERAP applicants, and the tenant may use the provisional determination of eligibility as an affirmative defense in proceedings brought by the landlord during the subsequent year.

If the application is approved, the tenant will receive email notification of funds made available. These funds will go directly to the landlord. As a condition of receiving funds, landlords must agree to waive late fees due on rental arrears covered by the ERAP payments, not increase the rent owed for one year following the ERAP payment, and not evict the household for reason of expired lease or holdover tenancy for one year from the time of ERAP payment.

The Office of Congressman Bowman is here to help! You can reach us for assistance or with any questions by calling (914)-371-9220 or (718)-530-7710.

 

Guidance for Landlords

The Emergency Rental Assistance Program (ERAP) can provide relief to renters and landlords in situations where tenants owe back rent and have suffered income loss during the COVID-19 pandemic. Federal funding for this program is allocated through the New York State Office of Temporary and Disability Assistance. 

The NYS Emergency Rental Assistance Program can cover:

  • Up to 12 months of rental arrears payments for rent accrued starting on or after March 13, 2020;

  • Up to three months of additional rent assistance for future rent if the household spends 30% or more of its gross monthly income to pay for rent;

  • Up to 12 months of electric or gas utility arrears payments for arrears that have accrued on or after March 13, 2020

Tenants are eligible to apply for this program if someone in the household qualifies for unemployment or has experienced a reduction in household income, incurred significant costs, or experienced a financial hardship due to COVID-19; demonstrates a risk of experiencing housing instability and has a household income at or below 80 percent of the area median income:


In Westchester, 80% of the Area Median Income is:

In the Bronx, 80% of the Area Median Income is:

1-person household: $63,400

2-person household: $72,450

3-person household: $81,500

4-person household: $90.550

5-person household: $97,800

6-person household: $105,050

1-person household: $66,850

2-person household: $76,400

3-person household: $85,950

4-person household: $95,450

5-person household: $103,100

6-person household: $110,750

 

Either the landlord or the tenant can start - visit the Office of Temporary and Disability Assistance at: https://otda.ny.gov/programs/emergency-rental-assistance/ or call 1-844-NY1-RENT

If your property is in the Bronx, you can call BronxWorks (844-380-9169) for assistance. Westchester property owners, can find a list of assisting organizations here:

https://otda.ny.gov/programs/emergency-rental-assistance/help-applying/default.asp?county=Westchester#result 


The City of Yonkers is administering its own emergency rental assistance, Learn more here: https://www.yonkersny.gov/work/department-of-planning-development/development/community-development/emergency-rental-assistance-program

 

How to Begin an NYS ERAP Application as a Landlord

1 |

Create an account to access the ERAP portal by going to https://nysrenthelp.otda.ny.gov/en/Identity/Account/UserTypeSelection and choosing “Register as a Property Owner.” Landlords are required to create an account in order to complete their portion of the application. 

 

 

2 |

Upload the following required documentation to your account portal:

  • Completed W-9 tax form;

  • Executed lease with tenant applicant, or if no written lease, a cancelled check, evidence of funds transfer or other documentation of last full monthly rent payment;

  • Documentation of rent due from tenant (e.g. ledger, etc.) or attestation on application; and

  • Banking information to receive direct deposit payment.

 

3 |

Once a landlord completes their portion, an email notification will be sent to the tenant indicating that the application has been started and asks that the tenant complete any required tenant information. A landlord may not complete an entire application on behalf of a tenant; at a minimum, the tenant must sign and attest that the information contained in the application is accurate.


If a tenant starts the application process, the landlord/property owner will be notified via email by the NYS OTDA to upload their necessary documentation. If the landlord does not provide the needed information after 180 days from the tenant’s determination of provisional eligibility, OTDA may reallocate the set-aside funds to serve other ERAP applicants, and the tenant may use the provisional determination of eligibility as an affirmative defense in proceeding brought by the landlord during the subsequent year.


In exchange for receiving relief through the ERAP program, landlords must agree to waive late fees due on rental arrears covered by the ERAP payments, not increase the rent owed for one year following the ERAP payment, and not evict the household for reason of expired lease or holdover tenancy for one year from the time of ERAP payment.


The Office of Congressman Bowman is here to help! You can reach us for assistance or with any questions by calling (914)-371-9220 or (718)-530-7710.